Expanded buying power.This benefit is allows you to spend beyond your credit limit to help pay for larger purchases. This additional spending must be paid in full by your due date; the amount up to your credit limit can be carried from month to month. Note that this does not mean that American Express will grant you unlimited spending power — the amount adjusts based on a variety of factors, including your use of the card, payment history and credit history.

According to IBISWorld, the cabinet and manufacturing industry has been growing at 5.2 percent annually over the past five years and brings in more than billion each year in revenue. This goes to show that cabinet making is a good blue collar business you can start. Bread bakery businesses are bakeries that specialize in making and selling different breads.

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Blue In Business

Electrician businesses focus primarily on servicing electrical systems in homes and businesses. Furthermore, local and state governments typically restrict non-tradesmen from working on electrical systems. Due to these factors, skilled electricians are typically QuickBooks in high demand. A recent survey by human resources firm Manpower revealed that in the US, electricians are more coveted than engineers. However, to succeed in getting clients and competing against other plumbers, you must plan your business carefully.

Team member Meghan made ~$1,000 by taking advantage of an Amex offer reselling products for miles and points. Amex Offers can save you lots of money on purchases you might make anyway. I recently showed a friend how to add an offer to his card and it saved him $10 off lunch. These are just a few of the many blue-collar jobs that are in high demand across the U.S.

Since it has no annual fee, renewing it every year is a no-brainer. In fact, if you’re a frugal type who wants a simple credit card strategy, this might be the only card you actually need. The 2x on all spending is the best earning rate for everyday purchases for a business card — equal to a 4% return based on our valuations. However, note that the Business Platinum card comes with a $595 annual fee . The Blue Business Plus Credit Card fromAmerican Expresshas no annual fee and a high rewards rate on up to $50,000 in purchases per year, which makes it ideal for small business owners. As for the credit requirement, your score will need to fall within the range of good to excellent to be approved.

What Credit Scores Do I Need To Qualify For The American Express Blue Business Cash Card?

This card also comes withpurchase protectionto protect your covered purchases from theft or accidental damage for up to 90 days from the date of purchase. The Blue Business Plus by American Express falls within the flexible American Express Membership Rewards program,allowing you to earn points on all of your everyday purchases. Bankrate.com is an independent, advertising-supported comparison service. The offers that appear on this site are from companies from which Bankrate.com receives compensation. Bankrate.com does not include the entire universe of available financial or credit offers. If you found this review helpful, feel free to spread the word and share it with a friend!

• I’ve visited over 45 countries and lived in Thailand, China, and Ireland .
• Note that this does not mean that American Express will grant you unlimited spending power — the amount adjusts based on a variety of factors, including your use of the card, payment history and credit history.
• You’ll earn a flat 2% rate for every purchase, up to $50,000 spent per year.
• If you travel, you’ll be happy to find out this card comes with car rental loss and damage insurance as well as a Global Assist® Hotline.
• Based on information from a 2016 study from invoicing appInvoice2go, eight of the top 10 highest-earning industries for small business ownership came from the blue-collar sector.

Get more flexibility with the ability to spend a limited amount above your credit limit. Membership Rewards points per dollar spent on the first $50,000 in purchases each calendar year and 1 point per dollar spent after that.

Browse the review below to learn more about its benefits and decide if it’s the right card for you. Today’s world of business credit cards is pleasantly diverse. If you’d prefer something suitable for freelancers, there are lots of options there, too. Otherwise, just explore all of our picks for the best credit cards available, and you should find CARES Act something that complements your spending habits before too long. The American Express® Business Gold Card is a close-to-premium business card with excellent rewards and benefits, and a fairly high annual fee. You’ll still face a spending limit with its 4X reward rate, but $150,000 is considerably higher than any of the limits mentioned above.

Your spouse, domestic partner or dependent children under age 23 are also covered. This perk extends the length of the original manufacturer’s warranty for eligible items purchased with your card.

Earning

Introductory Bonus Offer35,000 bonus points for spending $5,000 in the first 3 months; up to $300 in statement credits on eligible U.S. advertising and U.S. shipping purchases. Another cash back card with no annual fee, the Ink Business Cash® Credit Card has grown quite popular thanks to its solid rewards program. You rack up rewards, and they’re applied to your account as a statement credit automatically. That means that if, for example, you’ve earned $20 in cash back, your card’s balance will be reduced by $20 when the statement credit is applied. For example, if you’re always hopping all over the place for meetings, you could use a travel rewards card to earn big on flights, gas, or hotels. You can probably find another credit card that’ll earn you a pretty high reward rate at the restaurants you visit while you’re out and about.

Handmade crafts, like candles, are some of the fastest growing small businesses in the country. A small machine shop business can do general metal repair work or it can design prototype pieces for special orders. As the owner you decide what type of work you want to do and then figure out a way to get customers through your door. In order to build your clientele you need to do quality work; to do that, you need a good set of machine shop tools and equipment.

The account manager feature allows you to give a trusted assistant access so they can monitor your finances for you. In fact, you could get your American Express Blue Business Plus approval in as little as 30 seconds. A FICO score/credit score is used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any financial product. Bankrate has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover.

Based on your creditworthiness, American Express may allow you to go over your credit limit to cover business expenses like equipment and inventory. One of the best ways to maximize your points is to use them for travel, especially when you transfer to a partner airline or hotel.

They can be redeemed for things like travel, gift cards and statement credits. Points can also be transferred to other airline and hotel loyalty programs. Potentially, if you’re able to online bookkeeping transfer rewards and take advantage of a good redemption opportunity, you could get more than 1 cent out of each point. The spending cap on rewards can impact its overall value, though.

The only exception is sugar, where blue or blue-pinks are used on packaging because blue and pink are associated with sweetness. Hi-tech and computer technology businesses can benefit from most shades of blue combined with gray. In using blue in business, you need to understand the traits, qualities and mood of the color along with the psychological meaning. Better yet, you can earn bonus points for referring your friends and family. However, that bonus has temporarily bumped up to 15,000 points. This post contains references to products from one or more of our advertisers. We may receive compensation when you click on links to those products.

This card offers 2X points on the first $50,000 in purchases per calendar year; then 1X point thereafter. Benji Stawskiis a reporter for the site, covering all things points, miles, credit cards, travel and aviation.

This looks like a good go to card for anything not covered by larger cashback offers or more points per dollar cards that may be in your quiver. 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 13.24% – 19.24%, based on your creditworthiness and other factors as determined at the time of account opening. That’s why you’ve got the power to spend beyond your credit limit with Expanded Buying Power. Our points-obsessed staff uses a plethora of credit cards on a daily basis. If anyone on our team wouldn’t recommend an offer to a friend or family member, we wouldn’t recommend it on The Points Guy either.

To stay successful, you must also market your business well and stay informed of new techniques and materials. The plumbing business is a necessary business because consumers and businesses generally are incapable of maintaining The Blue Business their own plumbing systems. Plumbers ensure that potable and sewer water pipes are well-maintained and up to local building codes. Owning your own construction business can be very rewarding, but it also takes a lot of work.

Cynthia is a prolific writer and editor extraordinaire with a quirky sense of humor. Cynthia has a B.sc in Mass Communication and a Masters degree in Personnel Mgt. She also has a background in journalism with years of experience in business research, freelance writing and copy editing.

Noodles or chow mein is one of the most popular snacks food items in the United States. Noodles making process is simple, and any individual can start this business with small startup capital investment. Manufacturing aluminum storm windows and doors is a relatively simple process that can even be conducted right from a well-equipped homebased workshop. This business start-up will appeal to entrepreneurs with some construction and mechanical aptitude. Whether you want to open a jewelry shop, clothing store, or tattoo parlor, an RV makes the perfect “showcase.” Many entrepreneurs are converting RVs into portable shops on wheels. A lawn care business offers the services of cutting grass lawns, trimming around the edges, removal of debris, and maintenance of turf, which includes fertilization, weed control, and pest control.

Credit Required

Some of the offers you see on the page are from our partners like Citi and American Express, but our coverage is always independent. For rates and fees of the Blue Business Plus Card, please click here. You can move them directly to Amex transfer partners to book award travel. This includes Delta, Etihad, JetBlue, Singapore Airlines, and many others. You can apply for the Chase Ink Business Unlimited card here. You can check out our step-by-step guide to completing an Amex business-card application.

Make sure when you or your employees are traveling on the road that they are covered! This card covers eligible car rentals that are paid entirely with your Blue Business Plus after you decline the collision damage waiver coverage from the car rental company. For rates and fees of the Blue Business Plus card, click here. Earn 6% bonus cash-back on select U.S. streaming subscriptions and at U.S. supermarkets. Supermarkets (on up to $15,000 in combined purchases) during your first 6 months of Card Membership. Sure, I’m netting fewer points, but the points I do accrue have more utility, and thereby , greater value. More buying power for your business means more opportunities to earn points.

This card should probably be updated because the description is misleading. I was actually misinformed when I opened this card up about the 5% and the 3% Categories. OPEN Forum – Get support, insight, advice, and the latest in business news and research with OPEN Forum.

Blue offers the young business community an easier way to communicate with others without having to worry too much on their communication skills. It helps them promote themselves with just the tap of a card to a phone. As with turquoise, blue is recommended for any business involved in the area of cleanliness, whether it be cleaning products, water purification or mineral water. It is also beneficial to businesses, such as airlines, boating or air conditioning companies, that relate to the common associations of blue with the sky, air and water.